Buying Guide
Ready Flat or Under-Construction: Which Should You Buy?
A ready flat costs more today but removes most surprises. An under-construction flat costs less but asks for patience. Here is how to weigh the two.
Home Loan Guide
Buying with a home loan
Banks usually finance part of a property's value and expect you to pay the rest as a down payment, plus registration cost and stamp duty. Terms depend on the bank, your income and the property.
Use the calculator below to compare monthly instalments before you speak to a bank.
Monthly instalment calculator
Estimated monthly instalment
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Loan amount
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Total interest
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This is an estimate. Your bank sets the actual rate and fees.
Common questions
How much down payment do I need?
It depends on the bank and your income. Ask each bank for its current requirement.
Can I take a loan for land?
Some banks finance land, others only finance ready apartments and houses. Ask before you sign a booking.
What documents are needed?
National ID, income proof, bank statements, tax return and the property papers.
Read more in our blog
Buying Guide
Lifts, Fire Exits and Generators: Safety Checks Before You Buy
A flat is only as safe as the building around it. Walk through the common areas and ask about these items before you decide.
Buying Guide
Home Loan Basics for First-Time Buyers
Down payment, interest, tenure and what banks look at. Learn the basics before you talk to a bank.